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Ch and the 30th of the month just like clockwork. They say they have health insurance, vacation time, seniority so they are first to pick when they want to take a vacation. They tell me they have 10 paid holidays and they even get time off to go vote. In addition, they say they have a 401K for retirement and the employer will match their contribution dollar for dollar. They tell me they sleep well at night - no worries. Then they ask me, ?Why would I leave my comfortable corporate job to go into Home Based Business?? I do understand how they feel, I felt that way too, but I found that there are many benefits in operating a Home Business and sometimes our secure corporate job is not as secure as we might think. With mergers, corporate take-overs, reengineering of positions and offshore outsourcing, no one's job is secure. The greatest reason for corporate downsizing is the corporate jobs cost. Employers can hire an entry-level employee and train them to do the job of a senior employee for one third of the cost. They can hire a part-time employee, pay them even less and not provide benefits, or send the job offshore at an even lower cost to the corporation. Regarding health insurance, the cost is going up every year and most employers are choosing less and less coverage and allocating more and more of the cost to the employee. Employers provide basic life insurance but the employee pays for any additional coverage. As far as the 401K is concerned, the employer will usually match the employee contribution dollar for dollar. If the employee doesn?t contribute to the 401K the employer doesn?t pay anything. Usually the more the employee makes the more the employee contributes and the less the employee make the less the employee can contribute. When a company offers a 401K they don?t usually offer a pension too. So, unless you have a six-figure income chances are the 401K contributions may not be as much as you may like it to be. Working your own part-time or full-time Home Based Business has benefits also. Some Home Based Business Opportunities are offering Health and Life insurance now. Working a Home Based Business, you can choose your own work hours, you will not have a commute that takes one to two+ hours out of each and every day. You can decide how many Holidays and Vacation days you will get, and only you decide how much to put in your retirement plan. As a bonus, there are a number of tax advantages for having a home office. Operating a Home Based Business gives you the opportunity to have the satisfaction of seeing your idea with all of your hard work grow into your dream not someone elses. You will have more time to spend with family and friends giving you emotional stability. You will gain inner peace because you are doing what you really want to do, something you have passion about and you are able to do it and provide a better life for your family. Remember, be open to all possibilities, and don?t discount ideas just because they are new or foreign to you. Get the facts and then you can make an educated decision, not an emotional or uninformed one. As a child we have dreams, as we become adults we are made to focus on the dreams of others. It is time you dust off your dreams, rediscover your passion and utilize that passion to create an amazing income and life for you and your family. Don?t let the fear of failure dominate you and hinder your life. The only thing worse than failure is never trying at all. Fear is a powerful force; it keeps 97% of people from leading the successful life they deserve. Realize that sometimes you have to take a risk. Successful negotiation of risk is what makes for a successful life in the long run.

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